Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.
If you're behind on payments, you should know what the odds are that a debt collector will take legal action.
Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...
Getting calls from debt collectors can be unsettling, but if you encounter these red flags, chances are you're dealing with a scammer out to trick you.
Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.
Being served with a debt collection lawsuit can feel overwhelming, especially when you're already strapped for cash and struggling to make ends meet. The sudden reality of legal action, coupled with ...
Consumers across the country are being bombarded with intimidating and sometimes aggressive debt collection calls, and ...
Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...
One of the nation’s largest debt collectors launched tens of thousands of lawsuits in Arizona since 2022, according to 12 News, even as it was issued millions of dollars in penalties for consumer ...
Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...
CreditNinja reports that about 41% of working-age Americans (72 million) have medical debt, affecting lower-income and ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Colorado residents have plenty of legal protections when it comes to debt collection activities in the state, including the ...