Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits wisely is crucial for financial health.

You may want to spend your credit card points now, expert says — but not because of the potential for a 10% interest rate cap ...

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.

Large credit card purchases can affect your score, trigger fraud alerts, or lead to debt. Learn how to handle them smartly ...

A balance transfer credit card could offer you a chance to pay less interest while paying off – or at least reducing – your balance. If you move your account balances to the card and pay it off during ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay ...