While a lender owns your loan, a mortgage servicer owns the mortgage servicing rights and handles loan management tasks ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Total Mortgage Services (NMLS #2764) offers a range of mortgage products, including FHA, VA, USDA, jumbo and HELOC loans in 45 states. The company combines the personalized service of a local lender ...

While digital-first transformation in the pandemic and post-pandemic years has evolved both business processes and consumer expectations, when it comes to customer experience, most agree that ...

Refinancing replaces your old mortgage with a new loan, which can lower your average age of credit – a small but meaningful component of your credit score. Mortgage refinancing usually requires a hard ...

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy, with ...

Each year, the Federal Housing Finance Agency (FHFA) sets conforming loan limits, the maximum amounts for mortgages that Fannie Mae and Freddie Mac can purchase or guarantee. In 2025, that ceiling is ...

Most people associate a mortgage with buying a house, but a construction loan finances the home build, from purchasing the lot and paying for labor and materials to covering any permit fees. CNBC ...

A mortgage loan servicer is a company that collects payments and manages a home loan. Loan servicers handle many tasks including responding to forbearance requests, cancelling PMI and certifying when ...