Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. [2]

Dec 5, 2025 · Redlining, illegal discriminatory practice in which a mortgage lender denies loans or an insurance provider restricts services to certain areas of a community, often because of the racial …

Jun 2, 2023 · Redlining is the practice of denying people access to credit because of where they live, even if they are personally qualified for loans. Historically, mortgage lenders once widely redlined …

Sep 20, 2023 · Decades of redlining—a longstanding banking practice that blocked people of color from getting mortgages—continue to perpetuate racial and socioeconomic inequality in the San Francisco …

Jan 3, 2026 · Redlining is an illegal and discriminatory practice where banks and other service providers refuse to offer financial or essential services to people in certain neighborhoods because of their...

Apr 30, 2025 · Redlining, a process by which banks and other institutions refuse to offer mortgages or offer worse rates to customers in certain neighborhoods based on their racial and ethnic …

Dec 17, 2024 · Redlining is the discriminatory and, now, illegal practice of refusing someone credit, a loan or insurance based on the applicant's race or ethnicity -- even if they were qualified. For those …

Dec 10, 2025 · Redlining is a systemic, discriminatory practice that denies financial or other essential services to residents based on the geographic area in which they live.

Redlining can be defined as a discriminatory practice that consists of the systematic denial of services such as mortgages, insurance loans, and other financial services to residents of certain areas, based …

What is redlining? Redlining began in the 1930s, during a period when the federal government was trying to encourage people to buy homes to help the U.S. economy recover from the Great Depression.