🏡 ONE “EXTRA” PAYMENT = $30,000 SAVED Most people think their mortgage payment is just a boring bill. (It is… but it’s also a money hack in disguise.) Here’s the truth: In the early years of your loan, most of your monthly payment goes to interest, not principal. So every extra dollar you throw at principal hits way harder than you think. 👉 Pay 13 payments a year instead of 12. That’s just ONE extra payment. On a $300K loan at 3% over 30 years, that move alone saves you $30,000 in interest and