The Question That Changed How I Make Decisions. In this clip, Adam Ratcliffe explains the decision-making framework he uses to cut through fear, doubt, and outside opinions: the 90-year-old test. Instead of asking what’s safe, expected, or socially acceptable, Adam frames decisions from the perspective of his future self. At 90 or 100 years old, what choice would you look back on and know was right? What path would make you proud of the life you lived? This clip is about taking ownership of your